Finance Your new and used automotive financing experts
Finance and Drive
Clement Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Financing a car can be complicated - especially if it's your first time. Here's what you need to know to get the best understanding, from credit and contracts to what to expect at our dealership.
Credit Basics For Your New Clement Ford Vehicle
Clement Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
- Understanding Your Credit Score and Credit Report
- Establishing and Managing Credit
- Improving Your Credit
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
- Should I Buy or Lease?
- The Trade-In
- True Cost of Ownership
- Budgeting For Your New Car
Flexible Credit Options
What you need to know before you go.
What to bring to the dealership:
- Apply for online Pre-approval to save time
- Driver's license (or government ID)
- Proof of income: W2s, pay stubs, or a letter of employment
- Proof of residence: apartment lease, bank statement, pay stub, or utility bill showing your name and address
- Proof of vehicle insurance
- Source of down payment
- Trade-in: vehicle title, registration, all original equipment
- Main:636-339-6128
- Sales:636-339-6128
- Service:636-339-6129
- Parts:636-339-6125
- Mon, Wed, Fri9:00 AM - 8:00 PM
- Tue, Thu, Sat9:00 AM - 6:00 PM
- SunClosed
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issue sin the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.